Know which homes are actually worth your time

Request a free ANZ Property Profile Report and you’ll have essential information about a property in your hands. With a range of interesting facts and figures on the property, you’ll know if the open for inspection is worth the trip.

ANZ Home Loan Calculators

Easy-to-use calculators to help you crunch the numbers. Estimate what you could borrow, figure out what your repayments might be or estimate how much you could have for a deposit once upfront costs are deducted.

How much could I borrow?

Get a quick estimate on how much you may be able to borrow based on your current income and existing financial commitments.

Calculate
What could my repayments be?

Estimate your potential loan repayments.

Calculate
How much of a deposit do I need?

Estimate how much you could have for a deposit once upfront costs are deducted.

Calculate

Talk to us about pre-approval so you can make an offer confidently.

Be ready to pay on the day

We can help with several ways to get your deposit even if you don’t have cash on hand.

Utilising Equity

You could access the equity in your current home to provide a deposit for a new property.

Top-up Solution

An increase to your current ANZ Home Loan could be used to access the money you need.

Ways to pay your deposit

Always check in advance with the agent what options are available.

Personal Cheque

This is the most common way to pay a deposit, particularly at auctions where the sale price is unknown. You will need an account with a cheque facility and cheque book.

Bank Cheque

If you don’t have cheque book, a bank cheque can be purchased at an ANZ Branch by ANZ accountholders and issued immediately. Alternatively, you can order a bank cheque in advance via ANZ Internet Banking, please allow time for processing and postal delivery. Fees apply.

First home feels impossible?

Not if I can help it.”

Buying your first home can be a long journey.

With ANZ, you don't just get a home loan. You get a coach who'll support you through the home-buying process from start to finish and have a range of solutions to help you get a little more sorted along the way.

House warming gift for your first home. Conveyancing fee rebate up to $1,000 for first home buyers.

State or Territory government first home buyer concession recipients only with home loans over $250,000. Apply by 31 December 2018 and draw down by 31 March 2019. Eligibility criteria and T&Cs apply.

Find out more

Let an ANZ home loan specialist help you through the process

Our home loan specialists will be there throughout the entire Home Loan process, from application to settlement and beyond. They will help find the right loan for you, sort out the paperwork and answer any of your questions to help you secure the property you want.

Our mobile lenders can come to you, anytime, anywhere.

Or call 1300 305 890 or visit us at your nearest branch.

Know the school fees in your area ANZ School Ready®

Schools are often an important consideration when deciding where to buy. Understand the Private and Catholic school fees in your area now and into the future with ANZ School Ready®. You'll receive a free report with a detailed fee forecast and savings plan.

Request a report

ANZ Sell Ready™

From preparing your house for sale, right through to ensuring your sale proceeds work as hard as possible for you, ANZ Sell Ready™ can guide you all the way through the selling process.

Find out more about ANZ Home Loans

Terms & Conditions

Any advice does not take into account your personal needs and financial circumstances and you should consider whether the products are appropriate for you. ANZ recommends you read the terms and conditions and financial services guide before acquiring the product. Applications for credit are subject to ANZ’s credit approval criteria. Terms and conditions, and fees and charges apply. Australian credit licence number 234527.

  1. Property price predictions are estimates, not valuations. Predictions are available for listed properties only (exceptions apply), are for personal domestic use and may change daily. Actual sale prices may be different. Accuracy is assessed on final predictions prior to sale, national market comparison of free price predictors for listed properties and sales data as at August 2018. If ANZ is unable to provide a property price prediction, a property price range may be provided (which is not accuracy assessed in the same way as a property price prediction).
  2. ANZ can provide pre-approval (also known as Approval in Principle) to eligible customers who apply for an ANZ Home Loan and complete an application form. An Approval in Principle is an approval for a loan subject to conditions being met, including that security is satisfactory to ANZ.
  3. Please refer to ANZ Personal Banking General Fees and Charges (PDF 116kB).
  4. For full terms and conditions for the offer contact any branch or ANZ Mobile Lender. Offer only available for recipients of the relevant State or Territory government First Home Owners Grant and/or first home buyer duty reduction. Refer to www.firsthome.gov.au for eligibility details of the relevant State or Territory government First Home Owner Grant and/or duty reduction. Offer available only on application and is limited to one rebate of up to $1,000 per single property purchase for Eligible First Home Buyers who take out an Eligible ANZ Loan for owner occupier purpose. To enable reimbursement of conveyancing fees, you must hold an ANZ Access Advantage or ANZ One account at draw down. Offer may be altered or withdrawn by ANZ at any time. All applications for credit are subject to ANZ’s credit approval criteria. Terms and conditions apply and are available on application. Fees and charges and eligibility criteria apply.
  5. ANZ Mobile Lending representatives operate as ANZ Mortgage Solutions, independently operated franchises of Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522.
  6. Education fees are calculated with an inflation rate of 5.5% per year, which is based on ABS data for the 5 year period to March 2015. School fee data is collected and provided by Hobsons (a third party provider) from a national survey and information from other external and public sources, and is generally updated every year. The default assumptions, methodology and calculations for this summary have been provided by Rice Warner. As this information is based on data collected by a third party provider, ANZ does not warrant the accuracy or completeness of this information. Although ANZ considers the above assumptions used to estimate forecasted fees as reasonable, the fees shown in the reports are a forecast and general indication only and should not be relied upon. ANZ does not guarantee that the above assumptions take into account your personal needs and financial circumstances. ANZ School Ready® is a registered trademark of ANZ.
  7. Information provided is general only and is not a substitute for professional advice in relation to selling your home.
  8. Particular assessment criteria and maximum loan term of 6 months apply. You will also be required to provide a letter of undertaking to sell your current property within 6 months after settlement of your new property.

School fee data is collected and provided by a third party provider from a national survey and information is generally updated every year. The fees shown in the reports are a forecast and general indication only and should not be relied upon. Any advice does not take into account your personal needs and financial circumstances and you should consider whether the products are appropriate for you. Terms and conditions for ANZ products are available on application and ANZ recommends you read the terms and conditions and financial services guide before acquiring the product. Fees and charges may apply to ANZ products. ANZ School Ready® is a registered trademark of ANZ.

ANZ Sell Ready™ is a trademark of ANZ.

Buy Ready is a trade mark of Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522. Australian Credit Licence Number 234527.